PM Surya Ghar Yojana 2026: Subsidy, Eligibility & Application Process Explained
The PM Surya Ghar Yojana — officially PM Surya Ghar: Muft Bijli Yojana — is the largest residential solar rooftop programme ever launched in India. With a target of 1 crore households and a budget of ₹75,021 crore, it has fundamentally changed the economics of solar installation India.
In this guide, SurDev Energy — the best solar company in Indore — explains exactly how the scheme works and how to claim your subsidy without hassle. New to solar? Start with our complete solar installation India guide and the solar rooftop buying guide.
Looking for a size-specific subsidy number? Check our 5kW solar subsidy estimate for the most common residential system size, or the dedicated breakdown for 5kW on-grid solar subsidy.
What Is PM Surya Ghar Yojana?
Launched in February 2024 by the Government of India, PM Surya Ghar Yojana provides:
- Direct central subsidy transferred to the homeowner's bank account
- Free electricity up to 300 units/month for participating households
- Concessional collateral-free loans at ~7% interest for the balance amount
- A single national portal for application, vendor selection, and tracking
It is the most generous solar rooftop subsidy India has ever offered.
Subsidy Slabs (2026)
| System Capacity | Average Monthly Consumption | Central Subsidy |
|---|---|---|
| 1 kW | 0–150 units | ₹30,000 |
| 2 kW | 150–300 units | ₹60,000 |
| 3 kW & above | 300+ units | ₹78,000 (capped) |
Some states (Maharashtra, Gujarat, Rajasthan, Madhya Pradesh) offer additional state subsidy on top of this. SurDev Energy will tell you exactly what's available in your state.
Who Is Eligible?
You qualify for PM Surya Ghar Yojana if you:
- Are an Indian citizen owning a house with a roof suitable for solar panels
- Have a valid electricity connection in your name
- Have not availed any other subsidy for solar panels previously
- Use the rooftop solar plant for residential purposes (not commercial)
Apartments and Group Housing Societies (GHS) are also eligible — for common areas, EV charging, and shared loads.
Documents Required
- Aadhaar card
- Latest electricity bill
- Passport-size photo
- Bank passbook or cancelled cheque
- Roof ownership proof (sale deed / municipal tax receipt)
Step-by-Step Application Process
Step 1: Register on the National Portal
Visit pmsuryaghar.gov.in and register using your state, DISCOM, consumer number, and mobile.
Step 2: Apply for Rooftop Solar
Log in and submit the application form with your sanctioned load and proposed kW capacity.
Step 3: Wait for Feasibility Approval
Your DISCOM does a technical feasibility check (usually within 15 days).
Step 4: Choose a Registered Vendor
This is the most critical step. Choose an MNRE-empanelled vendor like SurDev Energy — the best solar company in Indore — to design and install your system. See our solar services & packages or read why SurDev Energy is the best solar company in Indore.
Step 5: Installation
Plant is installed using BIS-certified panels and inverters. Typical timeline is 7–15 days.
Step 6: Submit Plant Details & Apply for Net Meter
After commissioning, plant details are uploaded on the portal and a net-meter request is auto-raised.
Step 7: Inspection & Commissioning Certificate
DISCOM inspects, installs the net-meter, and issues an electronic commissioning certificate.
Step 8: Subsidy Credit
Within 30 days, the PM Surya Ghar Yojana subsidy is credited directly to your bank account.
How Much Can You Save?
A 3 kW solar rooftop in India generates ~360 units/month. For a household consuming 300 units, that wipes out the entire bill — and the surplus is exported to the grid for credit.
Example (Indore, 3 kW system):
- Cost before subsidy: ₹1,80,000
- PM Surya Ghar subsidy: ₹78,000
- Net cost to you: ₹1,02,000
- Annual savings: ₹36,000–₹45,000
- Payback: ~2.5 years
- 25-year savings: ₹10–12 lakh
Want a personalised number for your home? Try our free solar savings calculator.
Common Mistakes to Avoid
- Choosing the cheapest vendor — leads to low-quality panels, poor generation, and rejected subsidy claims
- Skipping feasibility approval — installations done before approval are not eligible
- Wrong system sizing — over-sized systems get capped, under-sized ones leave savings on the table
- Missing documents — incomplete applications get auto-rejected after 30 days
How SurDev Energy Supports Your PM Surya Ghar Application
SurDev Energy provides:
- Documentation and application support through the PM Surya Ghar process steps
- MNRE-registered vendor status
- Tier-1 panels + Indian-made inverters
- 5-year free maintenance
- Net-metering coordination with your DISCOM
SurDev Energy can assist with the survey, design, installation, documentation and coordination scope above, while final eligibility, verification, approval and subsidy disbursal remain subject to applicable government and DISCOM rules. No installer — including us — can guarantee subsidy sanction, amount or payment timelines.
Applying in Madhya Pradesh? Read our state-level companion guide: rooftop solar subsidy in Indore & Madhya Pradesh.
Final Word
PM Surya Ghar Yojana is the single biggest opportunity for Indian homeowners to cut electricity bills permanently. Combined with falling solar installation India prices, it's effectively a 5-year, government-backed investment with 20+ years of returns.
Don't wait — slots are filling fast in every DISCOM. [Book your free survey with SurDev Energy today](/#book-visit) and let us handle everything from application to commissioning.
